Downtown Funding Programs

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Locating your business in Downtown Toccoa not only means being in the City of Toccoa's central business district, but you also gain several grant and program opportunities that are not available for businesses outside of Toccoa's Main Street district. A brief description of these programs follow. Links redirect to greater program information.

  • Facade Grant Funding: Main Street Toccoa believes that historic preservation is not only an honoring of the past, but an economic driver for the future. This is why the City of Toccoa has instituted facade grant funding for those property and business owners that are interested in renovating their downtown facades in an historic manner. Facade grant recipients have the opportunity to work with an historic planner and draft renderings that will promote their storefront in a beautiful and historic manner. Recipients are eligible for up to $5,000 per eligible facade.
  • Currahee Street Beautification Grant Funding: Currahee Street serves as the gateway to Historic Downtown Toccoa. In an effort to assist Currahee Street property owners, the City of Toccoa has instituted the Currahee Street Beautification grant fund. Eligible properties will receive up to $5,000 for their work in renovating the property. (This grant is also available on a case-by-case basis for properties off Currahee Street.)
  • Downtown Development Revolving Loan Fund (DDRLF): This program allows for a loan up to $250,000, not exceeding 40% of total costs. Interest rates are below market cost at 2% because Toccoa is a Main Street community. Contact the Main Street Toccoa office for more information on participating in this program.
  • Georgia Mountains Regional Commission Revolving Loan Fund (GMRC RLF): This program allows for loans between $15,000 and $150,000 at a 7% interest rate. The process to receive this loan is accelerated due its nature as a GMRC-funded RLF. The GMRC RLF brochure is attached, as well as the application.
  • Georgia Cities Foundation Revolving Loan Fund (GCF RLF): This program allows for loans up to $250,000 at a below-market rate with a 10-year term and 15-year amortization. More information is available here.

For more information on these funding programs, follow the above links or contact Kristen Deal at kdeal@cityoftoccoa.com or 706.898.5777.

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